Muslim Woman
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Question: A couple has a certain amount of gold which is in the custody of the wife. Will she have to pay on her own or can her husband pay on her behalf? Answer: In the Name of Allah, the Most Gracious, the Most Merciful As-salāmu ʿalaykum wa-raḥmatullāhi wa-barakātuh Zakāt is liable on the owner of the gold. The owner is the person who bought it, was gifted it or inherited it.
Therefore, if the wife owns the gold, she is responsible to pay the Zakāt of the gold.
However, the husband may pay its Zakāt on her behalf -
See more at: http://www.islamicteachings.org/for...dividual-responsibility/#sthash.HxV3Wmr0.dpuf